Key Takeaways — Best Places to Live in Croatia
- Top lifestyles, one country: choose between Split’s seaside energy, Zagreb’s business-friendly city life, Istria’s creative calm (Rovinj / Pula), or island serenity (Hvar / Brač).
- Best for expats: Split = sea + coworking + active nomad scene; Zagreb = year-round community + strong jobs + culture.
- Slow-life luxury: Rovinj, Pula (Istria) + Hvar, Brač (Islands) attract creatives and nature lovers seeking culture, vineyards, and coastal charm.
- Best value picks: Zadar & Šibenik offer strong affordability and good connectivity; coastal prices increase in summer — book early.
Croatia is becoming one of Europe’s fastest-growing hubs for remote workers and expats thanks to its Mediterranean lifestyle, affordable cost of living, and friendly digital nomad policies.
If you earn remotely as a freelancer, IT developer, designer, or consultant, Croatia might be your next home.
With its Mediterranean climate, lower living costs, and welcoming digital-nomad visa, the country is becoming a top destination for EU, UK, and US expats seeking flexibility and lifestyle.
In this blog, we’ll explore some of the best places to live in Croatia for expats in 2025 based on lifestyle, affordability, and career opportunities so you can find your perfect base.
Croatia at a Glance: Safety, Lifestyle & Living Essentials
Is Croatia in Eastern Europe?
Not quite. Croatia sits in Southeast Europe, often described as part of Central Europe with a Mediterranean spirit.
It joined the European Union in 2013 and entered the Schengen Area in 2023, meaning smooth border-free travel within most of Europe. With its Adriatic coastline and mild climate, Croatia feels distinctly Mediterranean – not Eastern.
Is Croatia Safe to Live In?
Yes, Croatia consistently ranks among Europe’s safest countries. Crime rates are low, communities are close-knit, and political conditions remain stable.
Whether you live in Zagreb or Split, safety and quality of life are major reasons expats and families choose to settle here.
Is Tap Water Safe to Drink?
Absolutely. Croatia’s tap water meets strict EU quality standards and comes from natural springs and rivers.
In many cities – especially in the Dalmatian region – locals take pride in their fresh, mineral-rich drinking water.
Is Croatia Affordable?
Croatia offers an appealing cost-to-quality-of-life ratio. While tourist hubs like Dubrovnik or Split can be pricey in summer, everyday life in cities such as Zagreb, Zadar, or Osijek remains more affordable than Western Europe.
You’ll find good healthcare, affordable produce, and low utility costs – especially outside peak tourist zones.
Is Croatia a Good Place to Live?
Yes – and increasingly so. Croatia blends EU-level stability, Mediterranean rhythm, and modern infrastructure, offering both security and serenity. The lifestyle is slower, people value connection over competition, and the combination of sea, mountains, and culture creates a rare quality of everyday life. Many expats say it’s not just a place to live – it’s a place to breathe.
Croatian Lifestyle Snapshot
Life here follows the rhythm of the sun and sea.
Mornings start with coffee on the terrace, afternoons slow down for family or a swim, and evenings revolve around food and conversation. It’s a culture built on balance, nature, and connection what locals call fjaka, the art of doing nothing without guilt.
Building Your Career in Croatia
Croatia’s job market is evolving quickly, and expats today have more opportunities than ever especially in roles that value international experience, remote work, and digital skills. The tech sector is growing the fastest. Zagreb, Split, and Rijeka are developing into real tech hubs, supported by EU funding, startup accelerators, and companies actively hiring global talent. With strong internet infrastructure and a rising number of coworking spaces, Croatia has become a natural base for remote professionals. Tourism and hospitality also continue to offer opportunities, especially in boutique hotels, wellness tourism, eco-tourism, and experience-based travel services. These employers often prefer candidates with strong English and multicultural backgrounds.
Split – Best for Digital Nomads & Remote Workers
Split consistently ranks among the Best Places to Live in Croatia thanks to its balance of modern conveniences and seaside living.
Highlights
- Beach lifestyle + modern conveniences
- Fast Wi-Fi, coworking spaces
- Direct ferries to Croatian islands
- Strong nomad community
Consider
- Summer rents increase
- Early booking recommended
Best for: Remote workers who want daily sea views without sacrificing convenience.
About Split:
Located on Croatia’s central Dalmatian coast, Split enjoys over 2,700 hours of sunshine per year and mild winters around 10–15°C. It’s Croatia’s second-largest city, set around the UNESCO-listed Diocletian’s Palace – meaning history, sea views, and café culture merge seamlessly. Daily swims, sunset walks, and easy island-hopping make Split a top choice among the Best Places to Live in Croatia for expats and digital nomads.
Zagreb – Best for Stability & Networking
Highlights
- Capital city + European cafe culture
- International schools
- Reliable infrastructure
- Growing tech scene
Consider
- Cold winters
- Bureaucracy can be confusing
Best for: Professionals or entrepreneurs who want business opportunities and a year-round community.
About Zagreb:
As the capital and largest city, Zagreb sits inland, near the Slovenian border. It’s well-connected by train, plane, and highway to the rest of Europe. Winters can dip below 5°C, while summers are warm and dry. Life here feels urban yet relaxed – think affordable rent, green parks, and a strong remote-work infrastructure for long-term stays.
Istria (Rovinj, Pula, Poreč) – Best for Creatives & Slow Luxury
Highlights
- Mediterranean + Italian cultural influence
- Great food/wine + art scene
- English widely spoken
- Relaxed, inspiring pace
Consider
- Property prices rising
- Quiet nightlife
Best for: Designers, writers, and creatives seeking inspiration and nature.
About Istria:
Situated in Croatia’s northwest, Istria borders Italy and Slovenia, meaning weekend trips to Venice or Trieste are easy. The region has mild winters (10–12°C), long sunny summers, and stunning coastal towns like Rovinj and Pula. It’s known for vineyards, olive groves, and pastel harbor towns, perfect for expats seeking a slower, creative lifestyle with Mediterranean flair. Rovinj, Pula, and Poreč are especially popular options among the Best Places to Live in Croatia for expats who value culture and nature.
Hvar & Brač – Best for Island + Nature Lover
Highlights
- Crystal water, nature, tranquility
- Emerging co-living spaces
- Safe + quiet
Consider
- Off-season is quiet
- Groceries/logistics cost more
Best for: Remote workers who want a slow rhythm and waterfront living.
About Hvar & Brač:
Both islands lie just off Split’s coast and are accessible by ferry in under an hour. Hvar is known for sunshine (300+ sunny days a year) and nightlife, while Brač is quieter, famous for its Zlatni Rat beach. Winters are peaceful, and locals are warm , perfect if you want to write, code, or reset in a stunning natural setting. Their relaxed pace and natural beauty help secure their spot among the Best Places to Live in Croatia for nature-focused expats.
Zadar – Best Balance of Community & Affordability
Highlights
- Under-the-radar coastal city
- Walkable + calm
- Good European flight access
- Lower rental costs than Split
Consider
- Smaller nightlife
- Basic Croatian helps
Best for: People seeking balance between affordability + coastal lifestyle.
About Zadar:
Located halfway between Split and Rijeka, Zadar is a mid-sized coastal city with a local vibe. Expect mild winters (10–14°C) and dry, sunny summers. It’s famous for its sunsets – Alfred Hitchcock once called them the best in the world – and for its “sea organ,” a sculpture that plays music with the waves. It’s Croatia’s best-kept secret for affordability and charm.
Zagreb remains the strongest choice for families who need international schooling.
The city offers the widest range of English-language programs, including the American International School of Zagreb and the British International School. Beyond academics, Zagreb provides parks, museums, weekend activities, and a steady, year-round lifestyle that many expat families appreciate.
Šibenik – Best for Families & Tranquil Coastal Life
Croatia offers a welcoming environment for families, blending safety, education, and a slower Mediterranean rhythm. If you’re relocating with children, several cities stand out for their balance of quality of life, schooling options, and community atmosphere.
Highlights
- Between Split + Zadar
- UNESCO heritage
- Affordable rentals
Consider
- Slower pace
- Limited international schools
Best for: Families or couples ready to settle long-term.
About Šibenik:
Set along the Dalmatian coast, Šibenik is surrounded by two national parks – Krka and Kornati – offering waterfalls and islands nearby. The weather is typically Mediterranean: warm summers, mild winters, and a relaxed pace. Life here means buying fresh fish from local markets, morning coffee by the sea, and evenings on the promenade without crowds.
Find Your Perfect Base in Croatia - Without the Guesswork
Your research phase should feel clear, not overwhelming. We’ve helped hundreds of readers understand the basics start with the guide that makes everything easier.
Practical Living Tips
VPN: Use EU-based servers for smooth streaming and access
Currency: Euro (€) since January 2023
SIM Cards: Local options like A1, Hrvatski Telekom, and Telemach
Driving: EU licenses valid; non-EU need exchange after one year
Plug Type: Standard European Type C/F
Food Delivery: Wolt, Glovo, and Pauza.hr available in major cities
If you’re considering a move to Croatia and want clarity on visas, residency, or where to begin, explore our free resources or reach out with your questions.
We’re here to help you understand your options and plan your next steps with confidence.
FAQs
Is Croatia good for expats in 2025?
Yes. Croatia offers a Mediterranean climate, lower costs than Western Europe, stable infrastructure, and simpler paths for digital nomads and entrepreneurs.
Which city is best for digital nomads?
Split is the top choice, followed by Zagreb and Zadar.
Is Croatia expensive?
Generally can be lower than Italy, Spain, and France. Coastal cities cost more in summer.
Can expats work remotely in Croatia?
Yes! the digital nomad residence permit is widely used by remote workers from the EU, US, UK,…
Is English widely spoken?
Yes, especially in major cities and coastal regions.
What do I need to prepare before moving to Croatia?
Focus on defining your goals (e.g., business, remote work, retirement) and gathering key personal and financial documents (e.g., passport, proof of funds). We will handle all the complex legal and administrative procedures and provide you with a precise, customized checklist after your initial consultation. Also check out Mandracchio Capital’s Free resource page.
Where can I check the latest legal or immigration policy updates for Croatia?
For the latest legal and immigration policy updates, please visit the official portal of the Government of Croatia at gov.hr, or contact us for faster guidance
