5 Key Sectors Attracting Foreign Investment in Croatia in 2026

Croatia has evolved from a hidden Adriatic gem into one of the most promising investment destinations in Europe.
Stable GDP growth (around 3% forecast for 2026–2027), EU and Schengen membership, and an improving business environment make it an ideal base for entrepreneurs, expats, and global investors seeking growth and quality of life.

Croatia’s advantage lies in balance: modern infrastructure, investor-friendly legislation, and a Mediterranean lifestyle that attracts both companies and individuals. Following our main guide on Investment Opportunities in Croatia 2026, this article takes a closer look at the five key sectors driving foreign investment in Croatia and how each presents new business opportunities in 2026.

Tourism & Real Estate

Croatia’s tourism sector remains its most powerful economic driver, accounting for roughly 20% of GDP. Beyond its postcard beauty, this translates into strong business opportunities in Croatia’s real estate and hospitality industries – from boutique hotels to eco-resorts and villa developments.

Foreign investors have been particularly active in renovating heritage buildings along the Dalmatian coast and developing sustainable accommodation projects that meet EU green standards.
With Croatia now part of the eurozone, transactions have become simpler and more predictable for international buyers.

Tip: Explore our guide on buying property in Croatia and getting residency to understand how real estate investment can support your relocation goals.

Technology & Innovation

The digital sector is one of the fastest-growing areas for foreign investment in Croatia.
Cities like Zagreb, Split, and Osijek have become hubs for startups in software development, fintech, and artificial intelligence, backed by EU innovation funds and local incubators.

The government’s focus on digital transformation – combined with affordable operating costs and access to skilled tech talent – makes this sector particularly appealing to foreign founders doing business in Croatia.

For entrepreneurs seeking Croatia residency by investment, setting up a tech or service-based business can also serve as a path toward legal residence and long-term establishment in the EU.

Renewable Energy

Croatia’s transition toward clean energy is opening major investment opportunities in Croatia across solar, wind, and geothermal projects.
The country aims to add over 2,500 MW of renewable capacity by 2030, according to the Ministry of Economy and Sustainable Development.

Foreign investors can participate through public-private partnerships and green infrastructure initiatives supported by EU climate funds and the Act on Investment Promotion and Enhancement of the Investment Environment.

For official details on current investment promotion measures, visit the Ministry of Economy and Sustainable Development.

This sector is ideal for investors seeking long-term stability while contributing to Croatia’s broader sustainability goals.

Manufacturing & Logistics

Positioned at the crossroads of Central and Southern Europe, Croatia offers a strategic gateway to the EU single market.
Its growing network of ports, industrial zones, and transportation infrastructure supports foreign direct investment (FDI) in manufacturing, logistics, and supply chain operations.

Investors are increasingly drawn to Croatia’s free trade zones and special incentives for export-oriented production, especially in automotive components, electronics, and packaging industries.
The proximity to Italy, Austria, and Germany also enhances Croatia’s reputation as a nearshoring location for European businesses seeking efficiency and reliability.

For long-term investors, these opportunities pair well with Croatia investment citizenship pathways and residence-by-investment programs that reward sustained business engagement.

Pharmaceuticals & Life Sciences

While often overshadowed by tourism and tech, Croatia’s pharmaceutical and biotech sectors are emerging as hidden gems.
The country boasts a strong medical research base, access to EU health markets, and several international partnerships focused on clinical trials and healthcare technology.

Companies benefit from EU regulatory alignment and a well-educated workforce, especially in chemistry, biology, and medical engineering.
Foreign investors exploring business opportunities in Croatia within this field will find government-backed incentives for R&D and innovation infrastructure.

Government Support & Investment Incentives

Croatia offers structured financial incentives to both domestic and foreign investors through its Act on Investment Promotion.
Eligible projects in manufacturing, development, or high-value services can benefit from tax reductions, employment subsidies, and infrastructure support.

Aid intensity varies by region and company size, ranging from 25% to 45% of eligible investment costs.
The government also provides programs through regional agencies in cities like Rijeka, Split, and Osijek, encouraging entrepreneurship and foreign collaboration.

Official Source: Ministry of Economy and Sustainable Development – Invest Croatia Portal

Residency & Citizenship Options for Investors

While Croatia doesn’t yet offer a traditional Golden Visa, investors can obtain Croatia residency by investment by founding or co-owning a local company and demonstrating regular income.
Long-term residents who maintain legal stay for at least five years can apply for permanent residence, with potential eligibility for Croatia investment citizenship thereafter.

“I first came to Croatia for a short business project and ended up staying. The mix of work-life balance, transparency, and access to the EU market made it the best business decision I’ve made. Croatia is growing fast, but it hasn’t lost its calm.”
— Luca, Entrepreneur from Italy

About Mandracchio Capital

At Mandracchio Capital, we help international clients build, move, or expand their businesses in Croatia with clarity and regulatory confidence. We are legal experts who guide you through the full process, connect you with the best tax consultants and lawyers in Croatia, and ensure your company setup, compliance, and documentation are handled correctly.

Whether you want to start a company in Croatia, move your company to Croatia, open a branch in Croatia, establish a new European base, launch a lifestyle business, or plan a long-term relocation, Mandracchio Capital is your trusted destination for entering Croatia with precision and support.

FAQ: Foreign Investment in Croatia (2026)

1) Is Croatia good for foreign investors?

Yes. Croatia’s 2026 outlook projects ~3% GDP growth, strong EU fund absorption, and pro-investment reforms. Its strategic position, EU market access, and quality of life make it attractive for global investors and entrepreneurs.

2) Can foreigners own property in Croatia?

EU citizens can purchase property freely.
Non-EU citizens may purchase under reciprocity and must obtain approval from the Ministry of Justice and Administration.

3) Does Croatia have a Golden Visa or investment citizenship?

No. Croatia does not offer a formal Golden Visa yet.
However, investors can obtain residency through company formation, which can support long-term residency and eventual citizenship eligibility.

4) Which sectors attract the most foreign investment?

The most active sectors are: Tourism & real estate, Technology / ICT, Renewable energy, Manufacturing, Life sciences

5) What government incentives exist for investors?

Under the Act on Investment Promotion, Croatia provides tax reductions, cash grants, and regional aid up to ~45% of eligible project costs. Official details are available via the Invest Croatia portal.